Our Services


We develop custom packages to suit the needs of your business.

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Merchant Services Basics

We offer a range of financial services for businesses to process payments as efficiently as possible. On the basic level, this includes Credit & Debit Card processing, Mobile Payments, Check Guarantee and Conversion, ACH Payments, Point of Sale systems, along with a Loyalty & Gift Card programs.

Next Level Processing

Business and Corporate Cards can be expensive to accept, often between 2.65% to 2.96%. With Level 2 & Level 3 Data Processing, MONA can lower these rates, anywhere from 1.85% to 2.06% by simply capturing additional data fields, at the point of sale – which we can set-up to be executed automatically.

Bespoke, Personalized Care

Each of our clients gets a dedicated representative from our team and the customized, real support only a small business like ours can provide. We pride ourselves on close working relationships.

Zero Cost Credit Card Processing

We have a turn key solution that saves 90% in Credit Card fees. A Federal Law was passed that allows merchants to add a surcharge to Credit Card transactions to offset the merchant fees. We built an online software that allows merchants to legally accept a credit card without the fees. It’s 100% complaint and the software is free.

eCommerce & Shopping Cart

We offer all-in-one solutions, our Converge payment gateway is compatible with many leading shopping carts including 3dcart, Shopify, Lemonstand, Big Commerce, Woo Commerce, and Cube Cart. In addition, we are an authorized reseller for PayTrace, Authorize.net, NMI, Transaction Express & Multipass.